While you cannot plan for every possible problem, there are some cost-effective, prudent actions that you should take in order to get through unplanned events. 

Distributors are getting better at e-commerce, albeit slowly, and not fast enough to head off difficultly with manufacturers.

A ‘self-directed’ 401(k) or ‘self-directed brokerage account’ allows participants to work with an investment advisor to finally receive the advice and guidance they needed (and deserved) to preserve and plan for their retirement.

There are several charts that I regularly monitor just to gauge the temperature of the market.

Executives who understand the need for the sales culture to change and support online technology are less apt to waste their software investment, avoid a digital washout and maintain vendor support.