If you’re not reading up on your financial advisor, you could be in trouble.

This story reminds me of today’s investors, including individuals with IRAs, 401(k)s and other retirement accounts. 

There are tools that provide clear indicators of market trends so you can make informed decisions to buy or sell.

A ‘self-directed’ 401(k) or ‘self-directed brokerage account’ allows participants to work with an investment advisor to finally receive the advice and guidance they needed (and deserved) to preserve and plan for their retirement.

There are several charts that I regularly monitor just to gauge the temperature of the market.

There is an old saying on Wall Street that the market climbs up the stairs, but comes down on the elevator.